Happy Black Friday!  So far this holiday season has not disappointed.  The financial markets are winding down what looks to be the third straight year of strong performance.  Long-term patient investors have seen their investments grow in value over the last three years.  That alone is enough to give thanks for a festive financial season.  The climb has not been easy and there have been bumps along the way such as inflation shocks from higher prices, tariff shocks from the ne

“Would you like to save an extra 10% today by signing up for our credit card?” We all have heard this simple phrase countless times when checking out at our favorite stores. It seems like the perfect offer when shopping to save a few extra dollars at the register. However, have you considered the long-term effects it has on your wealth-building?   Retail shopping credit cards (along with several others) can be classified as high-interest credit cards and can set your wealth-b

Spooky or not, historically, the fall is considered the slow period for stock market performance.  Oftentimes, if September performs well, then October becomes the month when the financial markets might slow down.  However, 2025 has been anything but normal.  September had strong performances for all three major markets and October is building on that momentum.  September saw the major market indexes climb from 1.87% for the Dow Jones to 5.61% for the NASDAQ.  These are very

On August 7th, President Donald Trump signed an executive order: Democratizing Access to Alternative Assets for 401(k) investors . If you currently have a 401(k) plan with your employer, then you’re one of the more than 90 million Americans impacted. According to the new executive order:   “It is the policy of the United States that every American preparing for retirement should have access to funds that include investments in alternative assets when the relevant plan fiducia

Student loans are one of the major reasons why Millennials are experiencing a decrease in their net worth, according to Forbes . This...

Imagine a snowball rolling down a mountain. In the beginning, it’s small, slow, and needs a nudge. But once it gains mass and momentum?...

You’re not the only one feeling like homeownership is getting out of reach. According to the AP News , most Americans feel the exact same...

Let’s face it—investing can feel like jumping into the deep end without knowing how warm the water is. The fear of losing money is real...

On July 4, 2025, President Trump signed into law the sweeping “One Big Beautiful Bill Act,” a nearly $4 trillion tax-and-spending package...

We’re all dreaming of the day when we can walk away from our jobs and finally start living our dream lives! Financial freedom is the...

The financial markets have staged an extraordinary recovery since President Trump announced “Liberation Day” by enacting tariffs in early...

Many people often think about $1 Million as a special financial milestone to reach in order to have financial security.  However, what...

Did you know that real estate is considered the greatest wealth creator in the world? Whether you own a commercial real estate empire or...

The last few weeks have been very challenging in the financial markets.  The big swings, both up and down, are enough to have your head...

Often the dreaded tax season might not be everyone’s favorite time of year, but the prospect of a tax refund can bring a smile to...

Introduction: We all know that investing can seem daunting, especially for new investors. With so many strategies and options available,...

Pensions are great, but there are other ways to enjoy your golden years that are better than having a pension.

Employees learn how a 401K match helps build wealth

You might be wondering, what is a Santa Claus rally.  The Santa Claus rally is a phenomenon where stock prices tend to rise during the...

Wow! what a year 2024 has been so far for investing in financial markets.  To have another big market return following the strong returns...